243 Pollard AveBenton HarborMI49022








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Benton Harbor at 243 Pollard Ave, Benton Harbor, MI, 49022 priced at $204,900 converts $1,868/mo rent into $517/mo cash flow after a $1,003/mo obligation. Total monthly income equals $1,868/mo, and annual cash flow totals $6,200/yr on $67,924 invested. Return on cash invested prints 29.04% in year one, and rental yield reads 10.94% against a $204,900 entry. Equity gained on principal adds $1,322/yr, while 5% annual appreciation compiles into $56,610 by year five. Five-year ROI reaches 152.34% and total cumulative return in cash sums $103,474. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,868/mo property income covering a $1,003/mo payment, not borrower’s personal income.
Single Family
Built in 1970
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49022, Benton Harbor, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,018 (100%) |
| Owner Occupied HU | 7,228 (51.6%) |
| Renter Occupied HU | 5,089 (36.3%) |
| Vacant Housing Units | 1,701 (12.1%) |
| Median Home Value | $200,743 |
| Average Home Value | $271,485 |
Housing Distribution
Address Breakdown
Residential
13,082
Single Family
11,575
Multi-Family
1,507
Businesses
1,037
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Listed by: Dan Morissette • Keller Williams Realty Swm
Mls Name: MichRIC
Mls Provider:
Mls ID: #25012550
Disclaimer: Information is deemed reliable but not guaranteed. Copyright 2025 MichRIC, LLC. All rights reserved.








