243 Daniel PlEufaulaAL36027
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 243 Daniel Pl, Eufaula, AL, 36027 in Eufaula: $1,226/mo in rent, $340/mo in net income, 9.37% gross yield, 1.74 DSCR, all at $157,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $43,376 in appreciation and $1,446/yr in principal paydown projects total cumulative return of $81,063.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 8.0% |
| Monthly Cash Flow | $340 | $500 |
City averages based on Eufaula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,226 |
| Total Monthly Debt Service | $824 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36027, Eufaula, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,604 (100%) |
| Owner Occupied HU | 3,916 (51.5%) |
| Renter Occupied HU | 2,502 (32.9%) |
| Vacant Housing Units | 1,186 (15.6%) |
| Median Home Value | $129,811 |
| Average Home Value | $196,196 |
Housing Distribution
Address Breakdown
Residential
6,920
Single Family
6,515
Multi-Family
405
Businesses
604
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36027, Eufaula, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,604 (100%) |
| Owner Occupied HU | 3,916 (51.5%) |
| Renter Occupied HU | 2,502 (32.9%) |
| Vacant Housing Units | 1,186 (15.6%) |
| Median Home Value | $129,811 |
| Average Home Value | $196,196 |
Housing Distribution
Address Breakdown
Residential
6,920
Single Family
6,515
Multi-Family
405
Businesses
604
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices