2427 W Desert Hills Estate DrPhoenixAZ85086
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing2427 W Desert Hills Estate Dr, Phoenix, AZ, 85086 in Phoenix is a stable, well-positioned rental at $875,000. Rental yield 6.24%. DSCR 1.16 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $241,746 in value and $8,059/yr in principal paydown builds equity, a total projected return of $290,543.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.2% |
| Monthly Cash Flow | $(624) | $450 |
City averages based on Phoenix market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,548 |
| Total Monthly Debt Service | $4,824 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
1.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85086, Phoenix, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,839 (100%) |
| Owner Occupied HU | 13,349 (79.3%) |
| Renter Occupied HU | 2,307 (13.7%) |
| Vacant Housing Units | 1,183 ( 7.0%) |
| Median Home Value | $607,093 |
| Average Home Value | $650,277 |
Housing Distribution
Address Breakdown
Residential
16,294
Single Family
4,284
Multi-Family
12,010
Businesses
422
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
1.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85086, Phoenix, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,839 (100%) |
| Owner Occupied HU | 13,349 (79.3%) |
| Renter Occupied HU | 2,307 (13.7%) |
| Vacant Housing Units | 1,183 ( 7.0%) |
| Median Home Value | $607,093 |
| Average Home Value | $650,277 |
Housing Distribution
Address Breakdown
Residential
16,294
Single Family
4,284
Multi-Family
12,010
Businesses
422
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
