2425 W 116th StHawthorneCA90250
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 2425 W 116th St, Hawthorne, CA, 90250 in Hawthorne at $850,000 earns $5,263/mo in rent and nets $5/mo after the $3,822/mo payment, a 7.43% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $234,839 over five years. Ziffy Mortgage underwrites this on a 1.38 DSCR without U.S. credit history. With $7,829/yr in principal paydown, total projected return reaches $322,642.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.5% |
| Monthly Cash Flow | $5 | $300 |
City averages based on Hawthorne market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,263 |
| Total Monthly Debt Service | $4,920 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
5,423 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90250, Hawthorne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 34,824 (100%) |
| Owner Occupied HU | 10,579 (30.4%) |
| Renter Occupied HU | 23,072 (66.3%) |
| Vacant Housing Units | 1,173 ( 3.4%) |
| Median Home Value | $860,874 |
| Average Home Value | $907,696 |
Housing Distribution
Address Breakdown
Residential
33,795
Single Family
15,700
Multi-Family
18,095
Businesses
1,877
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
5,423 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90250, Hawthorne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 34,824 (100%) |
| Owner Occupied HU | 10,579 (30.4%) |
| Renter Occupied HU | 23,072 (66.3%) |
| Vacant Housing Units | 1,173 ( 3.4%) |
| Median Home Value | $860,874 |
| Average Home Value | $907,696 |
Housing Distribution
Address Breakdown
Residential
33,795
Single Family
15,700
Multi-Family
18,095
Businesses
1,877
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lance Smith • RUMFORD AND SMITH REALTY GROUP
Mls Name: CRMLS
Mls ID: #CV25221681