2425 Pine DrArrowbear LakeCA92382



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2425 Pine Dr, Arrowbear Lake, CA, 92382 in Arrowbear Lake speaks for itself: 11.02% gross on a $199,000 price, generating $1,828/mo in rent and $597/mo in net income after the $895/mo debt service. DSCR 2.04, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,163 stacks alongside $54,980 in projected five-year appreciation and $1,833/yr in principal reduction. Projected total cumulative return: $113,862.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 5.2% |
| Monthly Cash Flow | $597 | $1,200 |
City averages based on Arrowbear Lake market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,828 |
| Total Monthly Debt Service | $1,152 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1934
1,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92382, Running Springs, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,947 (100%) |
| Owner Occupied HU | 1,858 (47.1%) |
| Renter Occupied HU | 545 (13.8%) |
| Vacant Housing Units | 1,544 (39.1%) |
| Median Home Value | $492,337 |
| Average Home Value | $578,103 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
116



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1934
1,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92382, Running Springs, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,947 (100%) |
| Owner Occupied HU | 1,858 (47.1%) |
| Renter Occupied HU | 545 (13.8%) |
| Vacant Housing Units | 1,544 (39.1%) |
| Median Home Value | $492,337 |
| Average Home Value | $578,103 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: JAIME STIANSEN • COLDWELL BANKER SKY RIDGE REALTY
Mls Name: CRMLS
Mls ID: #IG25273746








