242 McKinney StClintTX79836
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 242 McKinney St, Clint, TX, 79836 in Clint deserves attention. This $130,000 property earns $1,972/mo in rent, a 18.2% gross yield, and nets $1,047/mo after the $585/mo payment. DSCR 3.37 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $35,917 compounds alongside $1,197/yr in yearly equity build, for a total cumulative return of $117,197.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 18.2% | 6.2% |
| Monthly Cash Flow | $1,047 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,972 |
| Total Monthly Debt Service | $873 |
| DSCR Ratio | 2.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1933
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79836, Clint, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,678 (100%) |
| Owner Occupied HU | 1,993 (74.4%) |
| Renter Occupied HU | 492 (18.4%) |
| Vacant Housing Units | 193 ( 7.2%) |
| Median Home Value | $145,336 |
| Average Home Value | $173,224 |
Housing Distribution
Address Breakdown
Residential
1,961
Single Family
1,886
Multi-Family
75
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1933
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79836, Clint, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,678 (100%) |
| Owner Occupied HU | 1,993 (74.4%) |
| Renter Occupied HU | 492 (18.4%) |
| Vacant Housing Units | 193 ( 7.2%) |
| Median Home Value | $145,336 |
| Average Home Value | $173,224 |
Housing Distribution
Address Breakdown
Residential
1,961
Single Family
1,886
Multi-Family
75
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices