2418 Amherst StFort CollinsCO80525
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Fort Collins rental at 2418 Amherst St, Fort Collins, CO, 80525 sits in the solid-income band: 7.61% gross yield, $2,788/mo rent, $226/mo net after the $1,976/mo debt service, DSCR 1.41. Entry price of $439,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $121,426 and $4,048/yr in principal reduction bring total cumulative return to $180,572.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.8% |
| Monthly Cash Flow | $226 | $1,850 |
City averages based on Fort Collins market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,788 |
| Total Monthly Debt Service | $2,386 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
6,310 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80525, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,961 (100%) |
| Owner Occupied HU | 13,609 (52.4%) |
| Renter Occupied HU | 11,231 (43.3%) |
| Vacant Housing Units | 1,121 ( 4.3%) |
| Median Home Value | $620,438 |
| Average Home Value | $684,459 |
Housing Distribution
Address Breakdown
Residential
24,785
Single Family
18,730
Multi-Family
6,055
Businesses
1,884
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
6,310 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80525, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,961 (100%) |
| Owner Occupied HU | 13,609 (52.4%) |
| Renter Occupied HU | 11,231 (43.3%) |
| Vacant Housing Units | 1,121 ( 4.3%) |
| Median Home Value | $620,438 |
| Average Home Value | $684,459 |
Housing Distribution
Address Breakdown
Residential
24,785
Single Family
18,730
Multi-Family
6,055
Businesses
1,884
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Vicky Rath • Coldwell Banker Realty-NOCO
Mls Name: IRES
Mls ID: #1044837