2417-2419 S Smithville Rd #2417DaytonOH45420
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2417-2419 S Smithville Rd #2417, Dayton, OH, 45420 in Dayton speaks for itself: 12.51% gross on a $140,000 price, generating $1,460/mo in rent and $539/mo in net income after the $630/mo debt service. DSCR 2.32, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,469 stacks alongside $38,679 in projected five-year appreciation and $1,289/yr in principal reduction. Projected total cumulative return: $88,020.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 8.1% |
| Monthly Cash Flow | $539 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,460 |
| Total Monthly Debt Service | $865 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1919
3,393 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45420, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,509 (100%) |
| Owner Occupied HU | 6,620 (52.9%) |
| Renter Occupied HU | 5,071 (40.5%) |
| Vacant Housing Units | 818 ( 6.5%) |
| Median Home Value | $132,789 |
| Average Home Value | $172,764 |
Housing Distribution
Address Breakdown
Residential
12,604
Single Family
10,642
Multi-Family
1,962
Businesses
576
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1919
3,393 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45420, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,509 (100%) |
| Owner Occupied HU | 6,620 (52.9%) |
| Renter Occupied HU | 5,071 (40.5%) |
| Vacant Housing Units | 818 ( 6.5%) |
| Median Home Value | $132,789 |
| Average Home Value | $172,764 |
Housing Distribution
Address Breakdown
Residential
12,604
Single Family
10,642
Multi-Family
1,962
Businesses
576
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices