2412 S 46th StTampaFL33619
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 2412 S 46th St, Tampa, FL, 33619 in Tampa. At $385,000 it earns $2,846/mo in rent and distributes $291/mo to the owner after the $1,731/mo payment, a consistent 8.87% yield. DSCR 1.64 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $106,368 in value; $3,546/yr in principal paydown compounds ownership stake. Total projected return: $165,508.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 3.0% |
| Monthly Cash Flow | $291 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,846 |
| Total Monthly Debt Service | $2,402 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
10,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33619, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,338 (100%) |
| Owner Occupied HU | 8,063 (46.5%) |
| Renter Occupied HU | 8,062 (46.5%) |
| Vacant Housing Units | 1,213 ( 7.0%) |
| Median Home Value | $291,506 |
| Average Home Value | $307,279 |
Housing Distribution
Address Breakdown
Residential
16,750
Single Family
11,534
Multi-Family
5,216
Businesses
2,690
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
10,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33619, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,338 (100%) |
| Owner Occupied HU | 8,063 (46.5%) |
| Renter Occupied HU | 8,062 (46.5%) |
| Vacant Housing Units | 1,213 ( 7.0%) |
| Median Home Value | $291,506 |
| Average Home Value | $307,279 |
Housing Distribution
Address Breakdown
Residential
16,750
Single Family
11,534
Multi-Family
5,216
Businesses
2,690
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices