241 Bear Springs RdJunction CityCA96048
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 241 Bear Springs Rd, Junction City, CA, 96048 in Junction City speaks for itself: 19.9% gross on a $100,000 price, generating $1,658/mo in rent and $1,036/mo in net income after the $450/mo debt service. DSCR 3.68, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,433 stacks alongside $27,628 in projected five-year appreciation and $921/yr in principal reduction. Projected total cumulative return: $104,609.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.9% | 6.0% |
| Monthly Cash Flow | $1,036 | $1,500 |
City averages based on Junction City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,658 |
| Total Monthly Debt Service | $583 |
| DSCR Ratio | 2.85x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
4.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96048, Junction City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 330 (100%) |
| Owner Occupied HU | 198 (60.0%) |
| Renter Occupied HU | 74 (22.4%) |
| Vacant Housing Units | 58 (17.6%) |
| Median Home Value | $480,000 |
| Average Home Value | $475,114 |
Housing Distribution
Address Breakdown
Residential
67
Single Family
67
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
4.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96048, Junction City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 330 (100%) |
| Owner Occupied HU | 198 (60.0%) |
| Renter Occupied HU | 74 (22.4%) |
| Vacant Housing Units | 58 (17.6%) |
| Median Home Value | $480,000 |
| Average Home Value | $475,114 |
Housing Distribution
Address Breakdown
Residential
67
Single Family
67
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Keri Maloney • eXp Realty of California, Inc
Mls Name: Trinity County AOR
Mls ID: #2111681
Disclaimer: Copyright Trinity County Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.