2404 O StBellevilleKS66935
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 2404 O St, Belleville, KS, 66935 in Belleville at $149,900 earns $1,175/mo in rent and nets $178/mo after the $674/mo payment, a 9.4% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $41,415 over five years. Ziffy Mortgage underwrites this on a 1.74 DSCR without U.S. credit history. With $1,381/yr in principal paydown, total projected return reaches $68,615.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.0% |
| Monthly Cash Flow | $178 | $300 |
City averages based on Belleville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,175 |
| Total Monthly Debt Service | $938 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66935, Belleville, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,451 (100%) |
| Owner Occupied HU | 827 (57.0%) |
| Renter Occupied HU | 305 (21.0%) |
| Vacant Housing Units | 319 (22.0%) |
| Median Home Value | $97,444 |
| Average Home Value | $151,146 |
Housing Distribution
Address Breakdown
Residential
1,187
Single Family
1,142
Multi-Family
45
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66935, Belleville, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,451 (100%) |
| Owner Occupied HU | 827 (57.0%) |
| Renter Occupied HU | 305 (21.0%) |
| Vacant Housing Units | 319 (22.0%) |
| Median Home Value | $97,444 |
| Average Home Value | $151,146 |
Housing Distribution
Address Breakdown
Residential
1,187
Single Family
1,142
Multi-Family
45
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: My State MLS
Mls ID: #11870529