2404 Lake Club DrFairfieldCA94533
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 2404 Lake Club Dr, Fairfield, CA, 94533 in Fairfield at $756,000. Rental yield 7.56%. The 7.56% yield and 1.40 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $208,869 by year five, and $6,963/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $250,795.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $(604) | $300 |
City averages based on Fairfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,765 |
| Total Monthly Debt Service | $5,069 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
4,883 sqft lot
$N/A/sqft
$153 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94533, Fairfield, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,202 (100%) |
| Owner Occupied HU | 14,846 (54.6%) |
| Renter Occupied HU | 11,209 (41.2%) |
| Vacant Housing Units | 1,147 ( 4.2%) |
| Median Home Value | $587,995 |
| Average Home Value | $619,055 |
Housing Distribution
Address Breakdown
Residential
26,570
Single Family
21,309
Multi-Family
5,261
Businesses
2,298
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
4,883 sqft lot
$N/A/sqft
$153 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94533, Fairfield, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,202 (100%) |
| Owner Occupied HU | 14,846 (54.6%) |
| Renter Occupied HU | 11,209 (41.2%) |
| Vacant Housing Units | 1,147 ( 4.2%) |
| Median Home Value | $587,995 |
| Average Home Value | $619,055 |
Housing Distribution
Address Breakdown
Residential
26,570
Single Family
21,309
Multi-Family
5,261
Businesses
2,298
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Heather J Estebez • Realty One Group FOX
Mls Name: BAREIS
Mls Provider:
Mls ID: #324092230
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.