2403 General Custer RdHaysKS67601
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing2403 General Custer Rd, Hays, KS, 67601 in Hays is a stable, well-positioned rental at $188,000. Rental yield 6.13%. DSCR 1.14 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $51,941 in value and $1,732/yr in principal paydown builds equity, a total projected return of $53,010.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.0% |
| Monthly Cash Flow | $(291) | $400 |
City averages based on Hays market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $960 |
| Total Monthly Debt Service | $1,176 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67601, Hays, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,258 (100%) |
| Owner Occupied HU | 6,001 (53.3%) |
| Renter Occupied HU | 4,100 (36.4%) |
| Vacant Housing Units | 1,157 (10.3%) |
| Median Home Value | $263,498 |
| Average Home Value | $304,935 |
Housing Distribution
Address Breakdown
Residential
10,841
Single Family
9,875
Multi-Family
966
Businesses
1,315
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67601, Hays, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,258 (100%) |
| Owner Occupied HU | 6,001 (53.3%) |
| Renter Occupied HU | 4,100 (36.4%) |
| Vacant Housing Units | 1,157 (10.3%) |
| Median Home Value | $263,498 |
| Average Home Value | $304,935 |
Housing Distribution
Address Breakdown
Residential
10,841
Single Family
9,875
Multi-Family
966
Businesses
1,315
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Austin Savage • EXP REALTY LLC
Mls Name: Western Kansas AOR
Mls Provider:
Mls ID: #204490
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.