2402 State Route 351Enon ValleyPA16120
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Enon Valley rental at 2402 State Route 351, Enon Valley, PA, 16120 sits in the solid-income band: 9.96% gross yield, $1,618/mo rent, $340/mo net after the $924/mo debt service, DSCR 1.75. Entry price of $194,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $53,847 and $1,634/yr in principal reduction bring total cumulative return to $92,490.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $340 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,618 |
| Total Monthly Debt Service | $1,247 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16120, Enon Valley, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,066 (100%) |
| Owner Occupied HU | 778 (73.0%) |
| Renter Occupied HU | 121 (11.4%) |
| Vacant Housing Units | 167 (15.7%) |
| Median Home Value | $232,407 |
| Average Home Value | $294,020 |
Housing Distribution
Address Breakdown
Residential
859
Single Family
859
Multi-Family
0
Businesses
26
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: WPMLS
Mls Provider:
Mls ID: #1776195
