240 S 1st St ESaint JohnsAZ85936
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 240 S 1st St E, Saint Johns, AZ, 85936 in Saint Johns. At $169,000 it earns $1,310/mo in rent and distributes $311/mo to the owner after the $760/mo payment, a consistent 9.3% yield. DSCR 1.72 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $46,692 in value; $1,557/yr in principal paydown compounds ownership stake. Total projected return: $83,923.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 8.0% |
| Monthly Cash Flow | $311 | $400 |
City averages based on Saint Johns market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,310 |
| Total Monthly Debt Service | $932 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1939
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85936, Saint Johns, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,667 (100%) |
| Owner Occupied HU | 1,047 (62.8%) |
| Renter Occupied HU | 276 (16.6%) |
| Vacant Housing Units | 344 (20.6%) |
| Median Home Value | $168,905 |
| Average Home Value | $208,574 |
Housing Distribution
Address Breakdown
Residential
29
Single Family
29
Multi-Family
0
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1939
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85936, Saint Johns, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,667 (100%) |
| Owner Occupied HU | 1,047 (62.8%) |
| Renter Occupied HU | 276 (16.6%) |
| Vacant Housing Units | 344 (20.6%) |
| Median Home Value | $168,905 |
| Average Home Value | $208,574 |
Housing Distribution
Address Breakdown
Residential
29
Single Family
29
Multi-Family
0
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Debra D Schultz • Mountain Retreat Realty Expert
Mls Name: WMAOR
Mls Provider:
Mls ID: #253423
Disclaimer: Copyright 2025, Last Updated: 2025-01-30 00:50:04 PST, Listing data deemed reliable but not guaranteed.