240 N Campbell AveHolyokeCO80734
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 240 N Campbell Ave, Holyoke, CO, 80734 in Holyoke is straightforward: $275,000 in, $2,165/mo in rent, $562/mo out after debt service. The 9.45% gross yield and 1.75 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $75,977 by year five. With $2,533/yr in principal equity, the total cumulative return is projected at $140,031.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 10.0% |
| Monthly Cash Flow | $562 | $250 |
City averages based on Holyoke market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,165 |
| Total Monthly Debt Service | $1,493 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
4,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80734, Holyoke, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,237 (100%) |
| Owner Occupied HU | 764 (61.8%) |
| Renter Occupied HU | 358 (28.9%) |
| Vacant Housing Units | 115 ( 9.3%) |
| Median Home Value | $294,652 |
| Average Home Value | $359,342 |
Housing Distribution
Address Breakdown
Residential
1,187
Single Family
1,187
Multi-Family
0
Businesses
188
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
4,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80734, Holyoke, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,237 (100%) |
| Owner Occupied HU | 764 (61.8%) |
| Renter Occupied HU | 358 (28.9%) |
| Vacant Housing Units | 115 ( 9.3%) |
| Median Home Value | $294,652 |
| Average Home Value | $359,342 |
Housing Distribution
Address Breakdown
Residential
1,187
Single Family
1,187
Multi-Family
0
Businesses
188
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices