240 Linden AveBellwoodIL60104
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 240 Linden Ave, Bellwood, IL, 60104 in Bellwood. Priced at $133,300, it generates $3,098/mo in gross rent and $2,174/mo in net monthly cash flow, a 27.89% yield that comfortably supports the 5.17 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $26,086. Five-year appreciation: $36,828. Equity from principal paydown: $1,228/yr. Total projected cumulative return: $190,868.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 27.9% | 8.0% |
| Monthly Cash Flow | $2,174 | $300 |
City averages based on Bellwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,098 |
| Total Monthly Debt Service | $872 |
| DSCR Ratio | 3.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
5,360 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60104, Bellwood, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,744 (100%) |
| Owner Occupied HU | 4,579 (67.9%) |
| Renter Occupied HU | 1,753 (26.0%) |
| Vacant Housing Units | 412 ( 6.1%) |
| Median Home Value | $232,014 |
| Average Home Value | $263,671 |
Housing Distribution
Address Breakdown
Residential
6,362
Single Family
5,486
Multi-Family
876
Businesses
326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
5,360 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60104, Bellwood, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,744 (100%) |
| Owner Occupied HU | 4,579 (67.9%) |
| Renter Occupied HU | 1,753 (26.0%) |
| Vacant Housing Units | 412 ( 6.1%) |
| Median Home Value | $232,014 |
| Average Home Value | $263,671 |
Housing Distribution
Address Breakdown
Residential
6,362
Single Family
5,486
Multi-Family
876
Businesses
326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices