240 Lincoln StMarlboroughMA01752
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 240 Lincoln St, Marlborough, MA, 01752 in Marlborough worth study. Rental yield 5.53%. The 5.53% gross yield is below cash-flow benchmarks at $729,999, but 5% annual appreciation, adding $201,685 over five years, frames this as a capital growth position. Rent of $3,364/mo partially offsets the $3,283/mo payment. Ziffy Mortgage finances appreciation-play properties (1.02 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $197,533.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 5.2% |
| Monthly Cash Flow | $(1,237) | $28,500 |
City averages based on Marlborough market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,364 |
| Total Monthly Debt Service | $4,311 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1890
4,771 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01752, Marlborough, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,239 (100%) |
| Owner Occupied HU | 9,226 (50.6%) |
| Renter Occupied HU | 7,963 (43.7%) |
| Vacant Housing Units | 1,050 ( 5.8%) |
| Median Home Value | $596,463 |
| Average Home Value | $647,077 |
Housing Distribution
Address Breakdown
Residential
17,553
Single Family
12,355
Multi-Family
5,198
Businesses
2,035
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1890
4,771 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01752, Marlborough, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,239 (100%) |
| Owner Occupied HU | 9,226 (50.6%) |
| Renter Occupied HU | 7,963 (43.7%) |
| Vacant Housing Units | 1,050 ( 5.8%) |
| Median Home Value | $596,463 |
| Average Home Value | $647,077 |
Housing Distribution
Address Breakdown
Residential
17,553
Single Family
12,355
Multi-Family
5,198
Businesses
2,035
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: MG Group • Century 21 North East
Mls Name: MLS PIN
Mls ID: #73449712