240 Kirchner RdDaltonMA01226
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 240 Kirchner Rd, Dalton, MA, 01226 in Dalton is straightforward: $410,000 in, $3,307/mo in rent, $723/mo out after debt service. The 9.68% gross yield and 1.79 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $113,275 by year five. With $3,776/yr in principal equity, the total cumulative return is projected at $202,193.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 7.0% |
| Monthly Cash Flow | $723 | $850 |
City averages based on Dalton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,307 |
| Total Monthly Debt Service | $2,421 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01226, Dalton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,909 (100%) |
| Owner Occupied HU | 2,020 (69.4%) |
| Renter Occupied HU | 671 (23.1%) |
| Vacant Housing Units | 218 ( 7.5%) |
| Median Home Value | $369,638 |
| Average Home Value | $414,963 |
Housing Distribution
Address Breakdown
Residential
2,804
Single Family
2,620
Multi-Family
184
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01226, Dalton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,909 (100%) |
| Owner Occupied HU | 2,020 (69.4%) |
| Renter Occupied HU | 671 (23.1%) |
| Vacant Housing Units | 218 ( 7.5%) |
| Median Home Value | $369,638 |
| Average Home Value | $414,963 |
Housing Distribution
Address Breakdown
Residential
2,804
Single Family
2,620
Multi-Family
184
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nancy J. Brooks • SIGNATURE ASSOCIATES
Mls Name: BCMLS
Mls ID: #247871