240 Dream Catcher DrLizellaGA31052
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow240 Dream Catcher Dr, Lizella, GA, 31052 in Lizella earns its strong cash-flow label: 20.35% yield, $4,154/mo rent, $2,647/mo net income, DSCR 3.77. The $244,990 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $67,686 by year five. Combined with $2,256/yr in principal paydown, total projected return reaches $263,160.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20.4% | 6.0% |
| Monthly Cash Flow | $2,647 | $1,200 |
City averages based on Lizella market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,154 |
| Total Monthly Debt Service | $1,410 |
| DSCR Ratio | 2.95x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.33 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31052, Lizella, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,758 (100%) |
| Owner Occupied HU | 3,084 (82.1%) |
| Renter Occupied HU | 452 (12.0%) |
| Vacant Housing Units | 222 ( 5.9%) |
| Median Home Value | $277,756 |
| Average Home Value | $324,331 |
Housing Distribution
Address Breakdown
Residential
3,597
Single Family
3,597
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.33 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31052, Lizella, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,758 (100%) |
| Owner Occupied HU | 3,084 (82.1%) |
| Renter Occupied HU | 452 (12.0%) |
| Vacant Housing Units | 222 ( 5.9%) |
| Median Home Value | $277,756 |
| Average Home Value | $324,331 |
Housing Distribution
Address Breakdown
Residential
3,597
Single Family
3,597
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices