24 Gitana Ave #164CamarilloCA93012
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Camarillo rental at 24 Gitana Ave #164, Camarillo, CA, 93012 sits in the solid-income band: 8.26% gross yield, $3,781/mo rent, $385/mo net after the $2,469/mo debt service, DSCR 1.53. Entry price of $549,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $151,679 and $5,056/yr in principal reduction bring total cumulative return to $232,897.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $385 | $1,500 |
City averages based on Camarillo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,781 |
| Total Monthly Debt Service | $3,178 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93012, Camarillo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,142 (100%) |
| Owner Occupied HU | 10,441 (69.0%) |
| Renter Occupied HU | 3,959 (26.1%) |
| Vacant Housing Units | 742 ( 4.9%) |
| Median Home Value | $917,718 |
| Average Home Value | $1,035,241 |
Housing Distribution
Address Breakdown
Residential
14,621
Single Family
13,611
Multi-Family
1,010
Businesses
1,246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93012, Camarillo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,142 (100%) |
| Owner Occupied HU | 10,441 (69.0%) |
| Renter Occupied HU | 3,959 (26.1%) |
| Vacant Housing Units | 742 ( 4.9%) |
| Median Home Value | $917,718 |
| Average Home Value | $1,035,241 |
Housing Distribution
Address Breakdown
Residential
14,621
Single Family
13,611
Multi-Family
1,010
Businesses
1,246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robert Babadjouni • Equity Union
Mls Name: CRMLS
Mls ID: #SR25155884