24/- Pleasant RdCamp HillAL36850
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Camp Hill rentals match the income profile of 24/- Pleasant Rd, Camp Hill, AL, 36850. Listed at $148,440, gross rent is $1,351/mo and net cash flow is $513/mo, a 10.92% yield well above national averages. DSCR 2.03 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $41,011 by year five with $1,367/yr in annual principal reduction, projecting $88,992 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $513 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,351 |
| Total Monthly Debt Service | $779 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36850, Camp Hill, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,343 (100%) |
| Owner Occupied HU | 816 (60.8%) |
| Renter Occupied HU | 305 (22.7%) |
| Vacant Housing Units | 222 (16.5%) |
| Median Home Value | $107,443 |
| Average Home Value | $201,452 |
Housing Distribution
Address Breakdown
Residential
1,085
Single Family
1,085
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36850, Camp Hill, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,343 (100%) |
| Owner Occupied HU | 816 (60.8%) |
| Renter Occupied HU | 305 (22.7%) |
| Vacant Housing Units | 222 (16.5%) |
| Median Home Value | $107,443 |
| Average Home Value | $201,452 |
Housing Distribution
Address Breakdown
Residential
1,085
Single Family
1,085
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Candice Moore • Southeastern Land Group
Mls Name: LMMLS
Mls Provider:
Mls ID: #24-183
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. The listing brokers offer of compensation is made only to participants of the MLS where the listing is filed.