23927 Gemstone DrLoxleyAL36551
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Loxley at 23927 Gemstone Dr, Loxley, AL, 36551 uses $82,544 cash to close to unlock $9,975/yr annual cash flow and $831/mo monthly cash flow. Total monthly income runs $2,237/mo, and a $1,219/mo payment keeps the spread at $831/mo. Purchase price stands at $249,000, and rental yield measures 10.78% with $2,237/mo rent. Return on cash invested shows 31.99% in year one, and 5% annual appreciation builds toward $68,794 over five years. Five-year ROI reaches 166.96% and total cumulative return in cash records $137,816. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,237/mo property income covering a $1,219/mo payment rather than investor’s personal income.
Single Family
Built in 2006
8,407 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36551, Loxley, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,427 (100%) |
| Owner Occupied HU | 3,273 (73.9%) |
| Renter Occupied HU | 810 (18.3%) |
| Vacant Housing Units | 344 ( 7.8%) |
| Median Home Value | $286,735 |
| Average Home Value | $327,897 |
Housing Distribution
Address Breakdown
Residential
3,997
Single Family
3,917
Multi-Family
80
Businesses
260
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