23915 SPRING SCENTSan AntonioTX78258
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 23915 SPRING SCENT, San Antonio, TX, 78258 in San Antonio achieves 1.52, rent of $6,144/mo covers the $4,047/mo payment 1.5x over at $900,000. Rental yield 8.19%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $248,653 over five years, with $8,289/yr in principal reduction bringing total projected return to $324,961.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.8% |
| Monthly Cash Flow | $(314) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,144 |
| Total Monthly Debt Service | $6,099 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.29 Acres lot
$N/A/sqft
$690 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78258, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,242 (100%) |
| Owner Occupied HU | 11,557 (54.4%) |
| Renter Occupied HU | 8,024 (37.8%) |
| Vacant Housing Units | 1,661 ( 7.8%) |
| Median Home Value | $449,100 |
| Average Home Value | $492,823 |
Housing Distribution
Address Breakdown
Residential
22,087
Single Family
12,557
Multi-Family
9,530
Businesses
1,439
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
0.29 Acres lot
$N/A/sqft
$690 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78258, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,242 (100%) |
| Owner Occupied HU | 11,557 (54.4%) |
| Renter Occupied HU | 8,024 (37.8%) |
| Vacant Housing Units | 1,661 ( 7.8%) |
| Median Home Value | $449,100 |
| Average Home Value | $492,823 |
Housing Distribution
Address Breakdown
Residential
22,087
Single Family
12,557
Multi-Family
9,530
Businesses
1,439
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Edwin Snead • ERA Colonial Real Estate
Mls Name: SABOR
Mls Provider:
Mls ID: #1855111
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.