239 Temple RdWiltonME04294
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 239 Temple Rd, Wilton, ME, 04294 in Wilton hard to pass up. The 10.55% gross yield on a $496,900 purchase results in $4,370/mo in rent and $1,234/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.96). Annual cash flow of $14,813, five-year appreciation of $137,284, and $4,576/yr in equity build-up combine for a projected total cumulative return of $268,157.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 5.7% |
| Monthly Cash Flow | $1,234 | $300 |
City averages based on Wilton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,370 |
| Total Monthly Debt Service | $2,938 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
2.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04294, Wilton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,084 (100%) |
| Owner Occupied HU | 1,365 (65.5%) |
| Renter Occupied HU | 372 (17.9%) |
| Vacant Housing Units | 347 (16.7%) |
| Median Home Value | $242,972 |
| Average Home Value | $302,962 |
Housing Distribution
Address Breakdown
Residential
1,323
Single Family
1,279
Multi-Family
44
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
2.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04294, Wilton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,084 (100%) |
| Owner Occupied HU | 1,365 (65.5%) |
| Renter Occupied HU | 372 (17.9%) |
| Vacant Housing Units | 347 (16.7%) |
| Median Home Value | $242,972 |
| Average Home Value | $302,962 |
Housing Distribution
Address Breakdown
Residential
1,323
Single Family
1,279
Multi-Family
44
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices