239 Ayer Rd LOT 79LittletonMA01460
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 239 Ayer Rd LOT 79, Littleton, MA, 01460 in Littleton achieves 1.73, rent of $1,555/mo covers the $898/mo payment 1.5x over at $199,800. Rental yield 9.34%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $55,201 over five years, with $1,840/yr in principal reduction bringing total projected return to $68,525.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.2% |
| Monthly Cash Flow | $(144) | $350 |
City averages based on Littleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,555 |
| Total Monthly Debt Service | $1,620 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1980
5,000 sqft lot
$N/A/sqft
$440 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01460, Littleton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,915 (100%) |
| Owner Occupied HU | 3,169 (80.9%) |
| Renter Occupied HU | 611 (15.6%) |
| Vacant Housing Units | 135 ( 3.4%) |
| Median Home Value | $728,849 |
| Average Home Value | $750,992 |
Housing Distribution
Address Breakdown
Residential
3,878
Single Family
3,671
Multi-Family
207
Businesses
500
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1980
5,000 sqft lot
$N/A/sqft
$440 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01460, Littleton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,915 (100%) |
| Owner Occupied HU | 3,169 (80.9%) |
| Renter Occupied HU | 611 (15.6%) |
| Vacant Housing Units | 135 ( 3.4%) |
| Median Home Value | $728,849 |
| Average Home Value | $750,992 |
Housing Distribution
Address Breakdown
Residential
3,878
Single Family
3,671
Multi-Family
207
Businesses
500
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andres Gomez • Real Broker MA, LLC
Mls Name: MLS PIN
Mls ID: #73345154
Disclaimer: The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.