2385 N Lithodora AveStarID83669
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 2385 N Lithodora Ave, Star, ID, 83669 in Star is listed at $566,990 and delivers $4,174/mo in rent and $853/mo in net monthly cash flow. The 8.83% yield and 1.64 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $156,649 over five years, and $5,222/yr in principal reduction supplements cash return. Total projected cumulative return: $269,081.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 7.0% |
| Monthly Cash Flow | $853 | $300 |
City averages based on Star market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,174 |
| Total Monthly Debt Service | $3,095 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
8,494 sqft lot
$N/A/sqft
$700 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83669, Star, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,991 (100%) |
| Owner Occupied HU | 6,921 (86.6%) |
| Renter Occupied HU | 826 (10.3%) |
| Vacant Housing Units | 244 ( 3.1%) |
| Median Home Value | $687,248 |
| Average Home Value | $735,125 |
Housing Distribution
Address Breakdown
Residential
6,815
Single Family
6,814
Multi-Family
1
Businesses
339
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
![[site_import_format_address 4287 S Red Sox Way ]](https://iii.ziffy.ai/assets/0f91b7419e98163cf69044ba77357120-p_d.jpg)
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
8,494 sqft lot
$N/A/sqft
$700 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83669, Star, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,991 (100%) |
| Owner Occupied HU | 6,921 (86.6%) |
| Renter Occupied HU | 826 (10.3%) |
| Vacant Housing Units | 244 ( 3.1%) |
| Median Home Value | $687,248 |
| Average Home Value | $735,125 |
Housing Distribution
Address Breakdown
Residential
6,815
Single Family
6,814
Multi-Family
1
Businesses
339
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Macy Campbell • CBH Sales & Marketing Inc
Mls Name: IMLS
Mls Provider:
Mls ID: #98949116
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.