23834 N Umpqua HwyIdleyld parkOR97447
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 23834 N Umpqua Hwy, Idleyld park, OR, 97447 in Idleyld park deserves attention. This $699,000 property earns $5,999/mo in rent, a 10.3% gross yield, and nets $1,780/mo after the $3,143/mo payment. DSCR 1.91 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $193,121 compounds alongside $6,438/yr in yearly equity build, for a total cumulative return of $379,101.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $1,780 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,999 |
| Total Monthly Debt Service | $3,941 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1945
108 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97447, Idleyld Park, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 453 (100%) |
| Owner Occupied HU | 293 (64.7%) |
| Renter Occupied HU | 96 (21.2%) |
| Vacant Housing Units | 64 (14.1%) |
| Median Home Value | $467,614 |
| Average Home Value | $543,814 |
Housing Distribution
Address Breakdown
Residential
190
Single Family
189
Multi-Family
1
Businesses
21
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1945
108 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97447, Idleyld Park, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 453 (100%) |
| Owner Occupied HU | 293 (64.7%) |
| Renter Occupied HU | 96 (21.2%) |
| Vacant Housing Units | 64 (14.1%) |
| Median Home Value | $467,614 |
| Average Home Value | $543,814 |
Housing Distribution
Address Breakdown
Residential
190
Single Family
189
Multi-Family
1
Businesses
21
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A