2377 Mifflin RdBeech BluffTN38313
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 2377 Mifflin Rd, Beech Bluff, TN, 38313 in Beech Bluff. At $159,000 it earns $1,249/mo in rent and distributes $297/mo to the owner after the $715/mo payment, a consistent 9.43% yield. DSCR 1.75 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $43,929 in value; $1,464/yr in principal paydown compounds ownership stake. Total projected return: $79,307.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $297 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,249 |
| Total Monthly Debt Service | $889 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38313, Beech Bluff, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,432 (100%) |
| Owner Occupied HU | 1,140 (79.6%) |
| Renter Occupied HU | 171 (11.9%) |
| Vacant Housing Units | 121 ( 8.4%) |
| Median Home Value | $240,979 |
| Average Home Value | $316,485 |
Housing Distribution
Address Breakdown
Residential
1,425
Single Family
1,425
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38313, Beech Bluff, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,432 (100%) |
| Owner Occupied HU | 1,140 (79.6%) |
| Renter Occupied HU | 171 (11.9%) |
| Vacant Housing Units | 121 ( 8.4%) |
| Median Home Value | $240,979 |
| Average Home Value | $316,485 |
Housing Distribution
Address Breakdown
Residential
1,425
Single Family
1,425
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brian Foster • Northwest Tennessee Property
Mls Name: CWTAR
Mls ID: #2503840