237 Watson StLowellvilleOH44436
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing237 Watson St, Lowellville, OH, 44436 in Lowellville is a stable, well-positioned rental at $194,000. Rental yield 6.31%. DSCR 1.17 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $53,599 in value and $1,787/yr in principal paydown builds equity, a total projected return of $57,465.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 6.2% |
| Monthly Cash Flow | $(256) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,020 |
| Total Monthly Debt Service | $1,199 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
10,585 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44436, Lowellville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,646 (100%) |
| Owner Occupied HU | 1,212 (73.6%) |
| Renter Occupied HU | 247 (15.0%) |
| Vacant Housing Units | 187 (11.4%) |
| Median Home Value | $187,903 |
| Average Home Value | $222,228 |
Housing Distribution
Address Breakdown
Residential
1,588
Single Family
1,508
Multi-Family
80
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
10,585 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44436, Lowellville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,646 (100%) |
| Owner Occupied HU | 1,212 (73.6%) |
| Renter Occupied HU | 247 (15.0%) |
| Vacant Housing Units | 187 (11.4%) |
| Median Home Value | $187,903 |
| Average Home Value | $222,228 |
Housing Distribution
Address Breakdown
Residential
1,588
Single Family
1,508
Multi-Family
80
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robert J O'Bryant • Berkshire Hathaway HomeServices Stouffer Realty
Mls Name: MLS Now
Mls ID: #5166564