237 N Tracy RdPearceAZ85625
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 237 N Tracy Rd, Pearce, AZ, 85625 in Pearce: $1,261/mo in rent, $499/mo in net income, 11.73% gross yield, 2.17 DSCR, all at $129,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $35,640 in appreciation and $1,188/yr in principal paydown projects total cumulative return of $80,844.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 7.0% |
| Monthly Cash Flow | $499 | $300 |
City averages based on Pearce market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,261 |
| Total Monthly Debt Service | $711 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1972
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85625, Pearce, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,326 (100%) |
| Owner Occupied HU | 842 (63.5%) |
| Renter Occupied HU | 139 (10.5%) |
| Vacant Housing Units | 345 (26.0%) |
| Median Home Value | $222,772 |
| Average Home Value | $277,702 |
Housing Distribution
Address Breakdown
Residential
878
Single Family
876
Multi-Family
2
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1972
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85625, Pearce, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,326 (100%) |
| Owner Occupied HU | 842 (63.5%) |
| Renter Occupied HU | 139 (10.5%) |
| Vacant Housing Units | 345 (26.0%) |
| Median Home Value | $222,772 |
| Average Home Value | $277,702 |
Housing Distribution
Address Breakdown
Residential
878
Single Family
876
Multi-Family
2
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices