237 Hickory StDunlapTN37327
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 237 Hickory St, Dunlap, TN, 37327 in Dunlap earns a 10.22% gross yield at $130,000. Rent of $1,108/mo nets $329/mo after the $585/mo mortgage. The 1.89 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $35,917 and $1,197/yr in equity accumulation project a total cumulative return of $70,421.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $329 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,108 |
| Total Monthly Debt Service | $726 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1979
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37327, Dunlap, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,007 (100%) |
| Owner Occupied HU | 3,977 (66.2%) |
| Renter Occupied HU | 1,391 (23.2%) |
| Vacant Housing Units | 639 (10.6%) |
| Median Home Value | $253,426 |
| Average Home Value | $303,380 |
Housing Distribution
Address Breakdown
Residential
5,188
Single Family
5,041
Multi-Family
147
Businesses
381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1979
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37327, Dunlap, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,007 (100%) |
| Owner Occupied HU | 3,977 (66.2%) |
| Renter Occupied HU | 1,391 (23.2%) |
| Vacant Housing Units | 639 (10.6%) |
| Median Home Value | $253,426 |
| Average Home Value | $303,380 |
Housing Distribution
Address Breakdown
Residential
5,188
Single Family
5,041
Multi-Family
147
Businesses
381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices