237 Halls Pond RoadCharlestownNH03603
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 237 Halls Pond Road, Charlestown, NH, 03603 in Charlestown at $475,000. Rental yield 6.06%. The 6.06% yield and 1.12 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $131,234 by year five, and $4,375/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $130,718.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.2% |
| Monthly Cash Flow | $(785) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,399 |
| Total Monthly Debt Service | $2,995 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03603, Charlestown, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,370 (100%) |
| Owner Occupied HU | 1,710 (72.2%) |
| Renter Occupied HU | 455 (19.2%) |
| Vacant Housing Units | 205 ( 8.6%) |
| Median Home Value | $203,136 |
| Average Home Value | $207,456 |
Housing Distribution
Address Breakdown
Residential
1,900
Single Family
1,879
Multi-Family
21
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03603, Charlestown, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,370 (100%) |
| Owner Occupied HU | 1,710 (72.2%) |
| Renter Occupied HU | 455 (19.2%) |
| Vacant Housing Units | 205 ( 8.6%) |
| Median Home Value | $203,136 |
| Average Home Value | $207,456 |
Housing Distribution
Address Breakdown
Residential
1,900
Single Family
1,879
Multi-Family
21
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carole Blondeau • BHG Masiello Concord
Mls Name: PrimeMLS
Mls ID: #5062752