237 Capitan AveSanta RosaNM88435
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow237 Capitan Ave, Santa Rosa, NM, 88435 in Santa Rosa earns its strong cash-flow label: 17.69% yield, $1,484/mo rent, $893/mo net income, DSCR 3.28. The $100,700 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $27,822 by year five. Combined with $927/yr in principal paydown, total projected return reaches $95,503.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.7% | 6.2% |
| Monthly Cash Flow | $893 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,484 |
| Total Monthly Debt Service | $551 |
| DSCR Ratio | 2.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 88435, Santa Rosa, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,621 (100%) |
| Owner Occupied HU | 785 (48.4%) |
| Renter Occupied HU | 463 (28.6%) |
| Vacant Housing Units | 373 (23.0%) |
| Median Home Value | $122,321 |
| Average Home Value | $197,003 |
Housing Distribution
Address Breakdown
Residential
1,148
Single Family
1,148
Multi-Family
0
Businesses
194
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 88435, Santa Rosa, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,621 (100%) |
| Owner Occupied HU | 785 (48.4%) |
| Renter Occupied HU | 463 (28.6%) |
| Vacant Housing Units | 373 (23.0%) |
| Median Home Value | $122,321 |
| Average Home Value | $197,003 |
Housing Distribution
Address Breakdown
Residential
1,148
Single Family
1,148
Multi-Family
0
Businesses
194
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A