23692 Sawyer LaneClearlakeWA98235
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing23692 Sawyer Lane, Clearlake, WA, 98235 in Clearlake is a stable, well-positioned rental at $775,000. Rental yield 6.6%. DSCR 1.22 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $214,118 in value and $7,138/yr in principal paydown builds equity, a total projected return of $267,750.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.2% |
| Monthly Cash Flow | $(396) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,262 |
| Total Monthly Debt Service | $4,350 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98235, Clearlake, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 68 (100%) |
| Owner Occupied HU | 50 (73.5%) |
| Renter Occupied HU | 18 (26.5%) |
| Vacant Housing Units | 0 |
| Median Home Value | $676,471 |
| Average Home Value | $737,600 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98235, Clearlake, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 68 (100%) |
| Owner Occupied HU | 50 (73.5%) |
| Renter Occupied HU | 18 (26.5%) |
| Vacant Housing Units | 0 |
| Median Home Value | $676,471 |
| Average Home Value | $737,600 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stacy LaCount • Keller Williams Western Realty
Mls Name: NWMLS
Mls ID: #2416272