236 Upper Brand Lake DrNyaMN55368
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Nya rentals match the income profile of 236 Upper Brand Lake Dr, Nya, MN, 55368. Listed at $354,900, gross rent is $3,006/mo and net cash flow is $790/mo, a 10.16% yield well above national averages. DSCR 1.88 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $98,052 by year five with $3,269/yr in annual principal reduction, projecting $185,468 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.0% |
| Monthly Cash Flow | $790 | $350 |
City averages based on Nya market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,006 |
| Total Monthly Debt Service | $2,075 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55368, Norwood, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 967 (100%) |
| Owner Occupied HU | 630 (65.1%) |
| Renter Occupied HU | 288 (29.8%) |
| Vacant Housing Units | 49 ( 5.1%) |
| Median Home Value | $391,241 |
| Average Home Value | $514,389 |
Housing Distribution
Address Breakdown
Residential
935
Single Family
749
Multi-Family
186
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55368, Norwood, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 967 (100%) |
| Owner Occupied HU | 630 (65.1%) |
| Renter Occupied HU | 288 (29.8%) |
| Vacant Housing Units | 49 ( 5.1%) |
| Median Home Value | $391,241 |
| Average Home Value | $514,389 |
Housing Distribution
Address Breakdown
Residential
935
Single Family
749
Multi-Family
186
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices