236 Tomas WayPleasantonCA94566
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 236 Tomas Way, Pleasanton, CA, 94566 in Pleasanton fits: $1,349,000, 3.85% gross yield, and a projected 5% annual appreciation rate adding $372,704 in value within five years. Rental yield 3.85%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.71) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $12,424/yr in principal paydown and $372,704 in appreciation project a total return of $253,136.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 5.3% |
| Monthly Cash Flow | $(4,015) | $2,800 |
City averages based on Pleasanton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,330 |
| Total Monthly Debt Service | $7,808 |
| DSCR Ratio | 0.55x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94566, Pleasanton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,866 (100%) |
| Owner Occupied HU | 11,238 (66.6%) |
| Renter Occupied HU | 4,977 (29.5%) |
| Vacant Housing Units | 651 ( 3.9%) |
| Median Home Value | $1,664,555 |
| Average Home Value | $1,618,737 |
Housing Distribution
Address Breakdown
Residential
16,648
Single Family
13,782
Multi-Family
2,866
Businesses
2,116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94566, Pleasanton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,866 (100%) |
| Owner Occupied HU | 11,238 (66.6%) |
| Renter Occupied HU | 4,977 (29.5%) |
| Vacant Housing Units | 651 ( 3.9%) |
| Median Home Value | $1,664,555 |
| Average Home Value | $1,618,737 |
Housing Distribution
Address Breakdown
Residential
16,648
Single Family
13,782
Multi-Family
2,866
Businesses
2,116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Blaise Lofland • Keller Williams Tri-valley
Mls Name: Bay East AOR
Mls ID: #41104263