236 Jefferson StBala CynwydPA19004
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $650,000, 236 Jefferson St, Bala Cynwyd, PA, 19004 in Bala Cynwyd generates $4,318/mo in rent (7.97% yield) but nets only $58/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.48) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $179,583. Total projected return: $251,303.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.2% |
| Monthly Cash Flow | $58 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,318 |
| Total Monthly Debt Service | $4,001 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
3,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19004, Bala Cynwyd, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,393 (100%) |
| Owner Occupied HU | 3,131 (58.1%) |
| Renter Occupied HU | 1,779 (33.0%) |
| Vacant Housing Units | 483 ( 9.0%) |
| Median Home Value | $717,620 |
| Average Home Value | $745,147 |
Housing Distribution
Address Breakdown
Residential
5,025
Single Family
3,000
Multi-Family
2,025
Businesses
1,232
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
3,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19004, Bala Cynwyd, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,393 (100%) |
| Owner Occupied HU | 3,131 (58.1%) |
| Renter Occupied HU | 1,779 (33.0%) |
| Vacant Housing Units | 483 ( 9.0%) |
| Median Home Value | $717,620 |
| Average Home Value | $745,147 |
Housing Distribution
Address Breakdown
Residential
5,025
Single Family
3,000
Multi-Family
2,025
Businesses
1,232
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Holly Goodman • Duffy Real Estate-Narberth
Mls Name: Bright MLS
Mls ID: #PAMC2148496