236 Diamond DrWalkersvilleMD21793
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Walkersville rental at 236 Diamond Dr, Walkersville, MD, 21793 sits in the solid-income band: 8.94% gross yield, $3,389/mo rent, $555/mo net after the $2,046/mo debt service, DSCR 1.66. Entry price of $455,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $125,708 and $4,191/yr in principal reduction bring total cumulative return to $208,606.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.2% |
| Monthly Cash Flow | $555 | $450 |
City averages based on Walkersville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,389 |
| Total Monthly Debt Service | $2,649 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
8,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21793, Walkersville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,921 (100%) |
| Owner Occupied HU | 3,178 (81.1%) |
| Renter Occupied HU | 629 (16.0%) |
| Vacant Housing Units | 114 ( 2.9%) |
| Median Home Value | $474,880 |
| Average Home Value | $498,520 |
Housing Distribution
Address Breakdown
Residential
3,810
Single Family
3,610
Multi-Family
200
Businesses
215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
8,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21793, Walkersville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,921 (100%) |
| Owner Occupied HU | 3,178 (81.1%) |
| Renter Occupied HU | 629 (16.0%) |
| Vacant Housing Units | 114 ( 2.9%) |
| Median Home Value | $474,880 |
| Average Home Value | $498,520 |
Housing Distribution
Address Breakdown
Residential
3,810
Single Family
3,610
Multi-Family
200
Businesses
215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDFR2078928