235 Winthrop St APT 4407MedfordMA02155
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.50 makes 235 Winthrop St APT 4407, Medford, MA, 02155 in Medford one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 8.08%. The 8.08% yield, 5% annual appreciation ($150,850 over five years), and $5,029/yr in principal reduction project a total cumulative return of $192,720.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.1% |
| Monthly Cash Flow | $(261) | $1,200 |
City averages based on Medford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,678 |
| Total Monthly Debt Service | $3,722 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1979
N/A lot
$N/A/sqft
$498 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1979
N/A lot
$N/A/sqft
$498 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Xiang Li • Keller Williams Realty
Mls Name: MLS PIN
Mls ID: #73398627
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