235 Tilden StreetPort EwenNY12466
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 235 Tilden Street, Port Ewen, NY, 12466 in Port Ewen fits: $1,500,000, 1.82% gross yield, and a projected 5% annual appreciation rate adding $414,422 in value within five years. Rental yield 1.82%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.34) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $13,815/yr in principal paydown and $414,422 in appreciation project a total return of $74,073.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.8% | 6.2% |
| Monthly Cash Flow | $(7,737) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,280 |
| Total Monthly Debt Service | $9,420 |
| DSCR Ratio | 0.24x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12466, Port Ewen, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,528 (100%) |
| Owner Occupied HU | 1,075 (70.4%) |
| Renter Occupied HU | 323 (21.1%) |
| Vacant Housing Units | 130 ( 8.5%) |
| Median Home Value | $306,737 |
| Average Home Value | $424,277 |
Housing Distribution
Address Breakdown
Residential
500
Single Family
350
Multi-Family
150
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12466, Port Ewen, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,528 (100%) |
| Owner Occupied HU | 1,075 (70.4%) |
| Renter Occupied HU | 323 (21.1%) |
| Vacant Housing Units | 130 ( 8.5%) |
| Median Home Value | $306,737 |
| Average Home Value | $424,277 |
Housing Distribution
Address Breakdown
Residential
500
Single Family
350
Multi-Family
150
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
