235 Randle AveOak HillFL32759
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing235 Randle Ave, Oak Hill, FL, 32759 in Oak Hill is a stable, well-positioned rental at $595,000. Rental yield 6.31%. DSCR 1.17 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $164,388 in value and $5,480/yr in principal paydown builds equity, a total projected return of $174,202.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 5.0% |
| Monthly Cash Flow | $(818) | $200 |
City averages based on Oak Hill market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,131 |
| Total Monthly Debt Service | $3,712 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32759, Oak Hill, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,691 (100%) |
| Owner Occupied HU | 1,126 (66.6%) |
| Renter Occupied HU | 241 (14.3%) |
| Vacant Housing Units | 324 (19.2%) |
| Median Home Value | $454,891 |
| Average Home Value | $500,278 |
Housing Distribution
Address Breakdown
Residential
1,531
Single Family
1,531
Multi-Family
0
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32759, Oak Hill, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,691 (100%) |
| Owner Occupied HU | 1,126 (66.6%) |
| Renter Occupied HU | 241 (14.3%) |
| Vacant Housing Units | 324 (19.2%) |
| Median Home Value | $454,891 |
| Average Home Value | $500,278 |
Housing Distribution
Address Breakdown
Residential
1,531
Single Family
1,531
Multi-Family
0
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices