235 E Milam AveRockdaleTX76567
INVESTMENT ANALYSIS
Investment Verdict
Solid Income235 E Milam Ave, Rockdale, TX, 76567 in Rockdale carries a 1.56 coverage ratio, rent of $1,400/mo is 1.56 times the $899/mo payment. Rental yield 8.4%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $200,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $55,256; total projected cumulative return: $75,251.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $(22) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,400 |
| Total Monthly Debt Service | $1,343 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1902
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76567, Rockdale, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,335 (100%) |
| Owner Occupied HU | 2,658 (61.3%) |
| Renter Occupied HU | 1,028 (23.7%) |
| Vacant Housing Units | 649 (15.0%) |
| Median Home Value | $203,413 |
| Average Home Value | $242,253 |
Housing Distribution
Address Breakdown
Residential
4,058
Single Family
3,873
Multi-Family
185
Businesses
399
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1902
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76567, Rockdale, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,335 (100%) |
| Owner Occupied HU | 2,658 (61.3%) |
| Renter Occupied HU | 1,028 (23.7%) |
| Vacant Housing Units | 649 (15.0%) |
| Median Home Value | $203,413 |
| Average Home Value | $242,253 |
Housing Distribution
Address Breakdown
Residential
4,058
Single Family
3,873
Multi-Family
185
Businesses
399
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices