235 Brooks RdPendergrassGA30567
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 235 Brooks Rd, Pendergrass, GA, 30567 in Pendergrass fits: $645,000, 5.48% gross yield, and a projected 5% annual appreciation rate adding $178,202 in value within five years. Rental yield 5.48%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.02) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $5,941/yr in principal paydown and $178,202 in appreciation project a total return of $181,297.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.0% |
| Monthly Cash Flow | $(980) | $250 |
City averages based on Pendergrass market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,946 |
| Total Monthly Debt Service | $3,669 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
3.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30567, Pendergrass, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,988 (100%) |
| Owner Occupied HU | 1,891 (63.3%) |
| Renter Occupied HU | 857 (28.7%) |
| Vacant Housing Units | 240 ( 8.0%) |
| Median Home Value | $384,856 |
| Average Home Value | $435,001 |
Housing Distribution
Address Breakdown
Residential
2,694
Single Family
2,694
Multi-Family
0
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
3.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30567, Pendergrass, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,988 (100%) |
| Owner Occupied HU | 1,891 (63.3%) |
| Renter Occupied HU | 857 (28.7%) |
| Vacant Housing Units | 240 ( 8.0%) |
| Median Home Value | $384,856 |
| Average Home Value | $435,001 |
Housing Distribution
Address Breakdown
Residential
2,694
Single Family
2,694
Multi-Family
0
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alice Meeks • Red Clay Properties
Mls Name: FMLS GA
Mls ID: #7686830