23453 Fruit Tree DrSmithsburgMD21783




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Smithsburg at 23453 Fruit Tree Dr, Smithsburg, MD, 21783 uses $86,157 cash to close to unlock $3,440/yr annual cash flow and $287/mo monthly cash flow. Total monthly income runs $1,903/mo, and a $1,272/mo payment keeps the spread at $287/mo. Purchase price stands at $259,900, and rental yield measures 8.79% with $1,903/mo rent. Return on cash invested shows 23.9% in year one, and 5% annual appreciation builds toward $71,806 over five years. Five-year ROI reaches 124.32% and total cumulative return in cash records $107,110. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,903/mo property income covering a $1,272/mo payment rather than investor’s personal income.
Single Family
Built in 1900
1.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21783, Smithsburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,725 (100%) |
| Owner Occupied HU | 2,870 (77.0%) |
| Renter Occupied HU | 630 (16.9%) |
| Vacant Housing Units | 225 ( 6.0%) |
| Median Home Value | $384,360 |
| Average Home Value | $456,208 |
Housing Distribution
Address Breakdown
Residential
3,283
Single Family
3,283
Multi-Family
0
Businesses
134
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Listed by: Matt Rota • Keller Williams Realty Centre
Mls Name: Bright MLS
Mls ID: #MDWA2033956








