234 Stoneridge RdBlanchardID83804
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid fundamentals define the investment case at 234 Stoneridge Rd, Blanchard, ID, 83804 in Blanchard: $1,794/mo in rent, $243/mo in net income, 7.37% gross yield, 0.63 DSCR, all at $629,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $174,030 in appreciation and $5,801/yr in principal paydown projects total cumulative return of $119,975.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.0% |
| Monthly Cash Flow | $243 | $1,200 |
City averages based on Blanchard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,794 |
| Total Monthly Debt Service | $3,373 |
| DSCR Ratio | 0.53x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83804, Blanchard, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 980 (100%) |
| Owner Occupied HU | 633 (64.6%) |
| Renter Occupied HU | 96 ( 9.8%) |
| Vacant Housing Units | 251 (25.6%) |
| Median Home Value | $510,071 |
| Average Home Value | $524,558 |
Housing Distribution
Address Breakdown
Residential
709
Single Family
653
Multi-Family
56
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83804, Blanchard, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 980 (100%) |
| Owner Occupied HU | 633 (64.6%) |
| Renter Occupied HU | 96 ( 9.8%) |
| Vacant Housing Units | 251 (25.6%) |
| Median Home Value | $510,071 |
| Average Home Value | $524,558 |
Housing Distribution
Address Breakdown
Residential
709
Single Family
653
Multi-Family
56
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alisha Krause • Professional Realty Services Idaho
Mls Name: Coeur d'Alene MLS
Mls Provider:
Mls ID: #25-3214
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.