234 Rodgers LnBrewtonAL36426
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 234 Rodgers Ln, Brewton, AL, 36426 in Brewton at $245,000, 5.88% gross yield, is a market-growth asset. Rental yield 5.88%. The $1,200/mo rent partially funds the $1,102/mo debt service; the core return is the 5%/yr price growth projected to add $67,689 over five years. Ziffy Mortgage's DSCR mortgage (1.09) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $80,560.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 8.0% |
| Monthly Cash Flow | $(183) | $400 |
City averages based on Brewton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,200 |
| Total Monthly Debt Service | $1,285 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36426, Brewton, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,552 (100%) |
| Owner Occupied HU | 4,632 (61.3%) |
| Renter Occupied HU | 1,917 (25.4%) |
| Vacant Housing Units | 1,003 (13.3%) |
| Median Home Value | $135,154 |
| Average Home Value | $171,459 |
Housing Distribution
Address Breakdown
Residential
6,666
Single Family
6,401
Multi-Family
265
Businesses
458
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36426, Brewton, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,552 (100%) |
| Owner Occupied HU | 4,632 (61.3%) |
| Renter Occupied HU | 1,917 (25.4%) |
| Vacant Housing Units | 1,003 (13.3%) |
| Median Home Value | $135,154 |
| Average Home Value | $171,459 |
Housing Distribution
Address Breakdown
Residential
6,666
Single Family
6,401
Multi-Family
265
Businesses
458
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices