234 Honeysuckle TrceCochranGA31014
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.37% yield at 234 Honeysuckle Trce, Cochran, GA, 31014 in Cochran is solid, but the $1,075/mo payment compresses net cash flow to $138/mo at $239,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $66,031 by year five, and $2,201/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.55) without U.S. income documentation. Total projected return: $99,769.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.2% |
| Monthly Cash Flow | $138 | $1,200 |
City averages based on Cochran market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,667 |
| Total Monthly Debt Service | $1,434 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
0.52 Acres lot
$N/A/sqft
$60 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31014, Cochran, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,529 (100%) |
| Owner Occupied HU | 3,564 (64.5%) |
| Renter Occupied HU | 1,253 (22.7%) |
| Vacant Housing Units | 712 (12.9%) |
| Median Home Value | $153,281 |
| Average Home Value | $180,760 |
Housing Distribution
Address Breakdown
Residential
4,981
Single Family
4,981
Multi-Family
0
Businesses
360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
0.52 Acres lot
$N/A/sqft
$60 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31014, Cochran, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,529 (100%) |
| Owner Occupied HU | 3,564 (64.5%) |
| Renter Occupied HU | 1,253 (22.7%) |
| Vacant Housing Units | 712 (12.9%) |
| Median Home Value | $153,281 |
| Average Home Value | $180,760 |
Housing Distribution
Address Breakdown
Residential
4,981
Single Family
4,981
Multi-Family
0
Businesses
360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gwendoline Arnold-Hutchinson • SOUTHERN ELITE REALTORS OF GEORGIA
Mls Name: CGMLS
Mls ID: #252223
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.