2335 Morning Star DrRock CreekOH44084
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 2335 Morning Star Dr, Rock Creek, OH, 44084 in Rock Creek at $529,000. Rental yield 7.08%. The 7.08% yield and 1.31 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $146,153 by year five, and $4,872/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $178,330.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.2% |
| Monthly Cash Flow | $(455) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,120 |
| Total Monthly Debt Service | $3,269 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44084, Rock Creek, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,848 (100%) |
| Owner Occupied HU | 1,280 (69.3%) |
| Renter Occupied HU | 259 (14.0%) |
| Vacant Housing Units | 309 (16.7%) |
| Median Home Value | $258,571 |
| Average Home Value | $303,994 |
Housing Distribution
Address Breakdown
Residential
1,623
Single Family
1,583
Multi-Family
40
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44084, Rock Creek, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,848 (100%) |
| Owner Occupied HU | 1,280 (69.3%) |
| Renter Occupied HU | 259 (14.0%) |
| Vacant Housing Units | 309 (16.7%) |
| Median Home Value | $258,571 |
| Average Home Value | $303,994 |
Housing Distribution
Address Breakdown
Residential
1,623
Single Family
1,583
Multi-Family
40
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jason Black • William Zamarelli, Inc.
Mls Name: MLS Now
Mls ID: #5083753