23333A Maple Creek RdKorbelCA95550
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 23333A Maple Creek Rd, Korbel, CA, 95550 in Korbel. Rental yield 1.93%. At $1,799,000 with 1.93% gross yield, current distributions are modest, but the 5% appreciation rate projects $497,031 in new equity by year five, complemented by $16,569/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.36) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $151,869.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.9% | 6.0% |
| Monthly Cash Flow | $(8,241) | $250 |
City averages based on Korbel market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,888 |
| Total Monthly Debt Service | $10,413 |
| DSCR Ratio | 0.28x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
185 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95550, Korbel, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 110 (100%) |
| Owner Occupied HU | 66 (60.0%) |
| Renter Occupied HU | 23 (20.9%) |
| Vacant Housing Units | 21 (19.1%) |
| Median Home Value | $651,316 |
| Average Home Value | $684,848 |
Housing Distribution
Address Breakdown
Residential
25
Single Family
25
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
185 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95550, Korbel, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 110 (100%) |
| Owner Occupied HU | 66 (60.0%) |
| Renter Occupied HU | 23 (20.9%) |
| Vacant Housing Units | 21 (19.1%) |
| Median Home Value | $651,316 |
| Average Home Value | $684,848 |
Housing Distribution
Address Breakdown
Residential
25
Single Family
25
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sabrina Hancock • Coldwell Banker Cutten Realty
Mls Name: HBMLS
Mls ID: #270819